Google Map

Our finance business has been designed to help make owning your new vehicle as cost effective and affordable as possible.

Our specialist finance team work with leading finance and insurance institutions. By scouring the market we not only identify the best deal, but also the deal that best suits you.

The choice of the right alternative will naturally depend on your personal situation. If you are self-employed, you will have different needs to someone who is an employee; and there are also many self-employed who may not be registered for GST who may require different financial arrangements. So whether you are a private buyer or a business, we’ve a great range of flexible alternatives geared to your particular circumstance.

To formally assess your own financial position, we will always suggest you consult with a financial planner. Whether private or business finance however, we can provide you with a range of finance options for your new motor vehicle. A brief summary of the options follows.

Commercial Hire Purchase (CHP)

If you are a commercial buyer looking for a flexible plan tailored to suit your budget, Commercial Hire Purchase might be a good option.

With flexible contract terms ranging from 24 to 60 months, you select the length of contract to best suit your requirements. Where the vehicle is to be used for income producing purposes, interest charges and depreciation may be tax-deductible.

Monthly repayments are based on the amount you wish to finance, less the balloon (final instalment) at the end of the hiring period. Costs are known in advance and fixed repayments make budgeting easier.

Novated Leasing

An alternative to CHP is a Novated Lease.

This is also an ideal way for business customers to acquire a new vehicle without tying up valuable capital. You may be surprised by how affordable and tax effective leasing is when choosing to salary package your new car.

Personal (Consumer) Loan

Personal loans are one of the more common forms of finance used by private vehicle owners. A personal loan will allow you access to a new vehicle with repayments occurring at regular monthly intervals over the course of the loan.

A personal loan offers a greater degree of financial freedom in that you can secure the vehicle that suits you without having to put capital down up front. In addition, you can also structure the loan in such a way that your monthly repayments can be geared to suit your budget.

At Prestige Auto Traders, we value the experience you have when driving a vehicle you’ve purchased from us. We want you to enjoy a great motoring experience as well as a great car.

That is why we’ve put in place our lifestyle warranty programme. Under this carefully structured plan we offer the option of a 1, 3 or 5 year extended mechanical warranty.

Each vehicle that enters our warranty programme goes through a comprehensive 90 point inspection which addresses everything from age and historical use to overall safety and performance. And because you are dealing through a registered motor dealer, you can rest assured knowing that the vehicle you have purchased is being fairly represented.

A great motoring experience is what motivates us and our warranty programme is just another reason why many people return to us time and again.

Importantly, as well as telling us, they also return time and again.

Anyone who has purchased a vehicle will have experienced the confusion surrounding insurance – which one to choose, how much to pay and the frustration of spending valuable time on the phone trying to work out which alternative best suits.

To help facilitate this, we have online access to some of Australia’s largest Insurers. This helps us secure a range of quotes on insurance cover for your new vehicle.

Our Finance team will have you in your new car at the click of a button. And with instant cover you’ll be very quickly enjoying the experience of driving away in your new car, with the peace of mind of knowing you are fully covered.

Leasing

Gap

Commerical Hire Purchase

Gap

Leasing

Other Products

Commerical Hire Purchase

Other Products

If you have any questions, make an enquiry today
Title
First Name  
Surname
Email   
I wish to receive email correspondence from Prestige Auto Traders
I would like to receive offers from third party partners of Prestige Auto Traders